You're not a very imaginative thinker if you can't imagine fates worse than death, and you aren't very good at statistics if you think your own experience as an American is normal.

You might have been conscripted, raped, and beaten into becoming a child soldier in the Congo, for instance. Throughout much of human (pre)history, you'd have had a fair chance of dying from infection from some wound inflicted by the villagers 5 miles away.